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Financial Panic: details
7 years ago
Alright, so my last journal was basically made during the peek of my panic. as we just got the news once mother went out to go to work. I haven't really talked about my financial situation because for the most part I had felt that we had it under control, and that we had the means to keep things at bay.
well all that changed now that we lost the car. and they are demanding around $700 to get it back, and that price will steadily increase day by day. leaving us with little time to address it. but the thing is that we were pooling together money to pay the latter half of a promissory note we made for the apartment this week. if we pay for the car then we lose the house, but if we pay for the house we lose mother's car, potentially her job and her side of the income. and inevitably we would get to this point anyways. so it's kind of a lose-lose situation right now.
I'm sure you're wondering how we got into this mess in the first place. well really, a lot of it as to do with life just getting progressively more expensive. our rent crept up with each new lease. the loss of our cars before pushed us into having to finance for new ones, services like the internet bill has inflated now that we are off the promotion. and it just goes on from there. basically we've started to pay more for what we had back then, and we didn't really have much choice in the matter. and it's not like we have luxuries to trim off. we don't have cable or any other entertainment based subscription service, we aren't starting each morning at starbucks buying overpriced coffee drinks, and we barely eat out as it is. we cook at home and mainly shop at bulk or liquidation stores.
I say all this just to say that we are not bad with money, and we didn't get in this fix because of reckless spending. maybe there were some poor spending choices here and there from hindsight perspective but it's not like we had a routine of blowing money just for the fun of it. mostly it's bills that get the lion's share of the paychecks we make, and from there we gotta figure out how to cover gas and food for a week off of 20 dollars or so.
since last week I've been thinking about trying to do something with my art to make some supplemental income, I entertained the idea of commissions but for the most part I've been unable to convince myself to go back to it.
to be truly honest. commissions are really unproductive, mainly at my price range. it takes a fair bit of time to get the base sketch done, and that time get's extended for every revision I have to make. back years ago when I did commissions aggressively. the need to make revisions felt like the worst thing ever. because time was money then. and spending more time on that one piece meant less on others. and I needed the money urgently so I had to make haste and get it done before the client went offline. and doing all that for 10-20 dollars just wasn't worth it. especially when I wound up homeless after the fact anyways.
and I really couldn't just raise my price because let's be honest, my quality of work is not worth anything more than that. I'm not comparable to
drgnalexia or 
Artisipancake I don't produce colored work near the quality to ask for such a price.
and really, I'm better at quick illustrations than I am at big and conclusive pieces. and I've been trying to think of doing something more along those lines. like I've been gathering information about selling artpacks to see if that might be the way to go for me.
whatever I do. I need to do it quick though because time is running out. there is a silver lining though as our apartment owners did work something out for us during this critical period. this does give us more of a chance at trying to address the car without risking our home.
if you took the time to read all of that, then thanks a lot. and if you have any help or information to offer about other ways to use art to generate some revenue on the side, I'd love to hear it.
well all that changed now that we lost the car. and they are demanding around $700 to get it back, and that price will steadily increase day by day. leaving us with little time to address it. but the thing is that we were pooling together money to pay the latter half of a promissory note we made for the apartment this week. if we pay for the car then we lose the house, but if we pay for the house we lose mother's car, potentially her job and her side of the income. and inevitably we would get to this point anyways. so it's kind of a lose-lose situation right now.
I'm sure you're wondering how we got into this mess in the first place. well really, a lot of it as to do with life just getting progressively more expensive. our rent crept up with each new lease. the loss of our cars before pushed us into having to finance for new ones, services like the internet bill has inflated now that we are off the promotion. and it just goes on from there. basically we've started to pay more for what we had back then, and we didn't really have much choice in the matter. and it's not like we have luxuries to trim off. we don't have cable or any other entertainment based subscription service, we aren't starting each morning at starbucks buying overpriced coffee drinks, and we barely eat out as it is. we cook at home and mainly shop at bulk or liquidation stores.
I say all this just to say that we are not bad with money, and we didn't get in this fix because of reckless spending. maybe there were some poor spending choices here and there from hindsight perspective but it's not like we had a routine of blowing money just for the fun of it. mostly it's bills that get the lion's share of the paychecks we make, and from there we gotta figure out how to cover gas and food for a week off of 20 dollars or so.
since last week I've been thinking about trying to do something with my art to make some supplemental income, I entertained the idea of commissions but for the most part I've been unable to convince myself to go back to it.
to be truly honest. commissions are really unproductive, mainly at my price range. it takes a fair bit of time to get the base sketch done, and that time get's extended for every revision I have to make. back years ago when I did commissions aggressively. the need to make revisions felt like the worst thing ever. because time was money then. and spending more time on that one piece meant less on others. and I needed the money urgently so I had to make haste and get it done before the client went offline. and doing all that for 10-20 dollars just wasn't worth it. especially when I wound up homeless after the fact anyways.
and I really couldn't just raise my price because let's be honest, my quality of work is not worth anything more than that. I'm not comparable to
drgnalexia or 
Artisipancake I don't produce colored work near the quality to ask for such a price.and really, I'm better at quick illustrations than I am at big and conclusive pieces. and I've been trying to think of doing something more along those lines. like I've been gathering information about selling artpacks to see if that might be the way to go for me.
whatever I do. I need to do it quick though because time is running out. there is a silver lining though as our apartment owners did work something out for us during this critical period. this does give us more of a chance at trying to address the car without risking our home.
if you took the time to read all of that, then thanks a lot. and if you have any help or information to offer about other ways to use art to generate some revenue on the side, I'd love to hear it.
I've heard about E-junkie and I've been trying to get some information on it. but ultimately I just want to make sure that I won't get into any hot water for trying to sell packs of my work. even if they aren't specifically adult by nature. the fact it's fetish focused does put it in a bit of a grey area.